At Epiqwest, accessible from Epiqwest.com, one of our main priorities is the privacy of our visitors. This Privacy Policy document contains types of information that is collected and recorded by Epiqwest and how we use it.
If you have additional questions or require more information about our Privacy Policy, do not hesitate to contact us.
This Privacy Policy applies only to our online activities and is valid for visitors to our website with regards to the information that they shared and/or collect in Epiqwest. This policy is not applicable to any information collected offline or via channels other than this website. Our Privacy Policy was created with the help of the Online Generator of Privacy Policy.
By using our website, you hereby consent to our Privacy Policy and agree to its terms.
The personal information that you are asked to provide, and the reasons why you are asked to provide it, will be made clear to you at the point we ask you to provide your personal information.
If you contact us directly, we may receive additional information about you such as your name, email address, phone number, the contents of the message and/or attachments you may send us, and any other information you may choose to provide.
When you register for an Account, we may ask for your contact information, including items such as name, company name, address, email address, and telephone number.
We use the information we collect in various ways, including to:
Epiqwest follows a standard procedure of using log files. These files log visitors when they visit websites. All hosting companies do this and a part of hosting services’ analytics. The information collected by log files include internet protocol (IP) addresses, browser type, Internet Service Provider (ISP), date and time stamp, referring/exit pages, and possibly the number of clicks. These are not linked to any information that is personally identifiable. The purpose of the information is for analyzing trends, administering the site, tracking users’ movement on the website, and gathering demographic information.
Like any other website, Epiqwest uses ‘cookies’. These cookies are used to store information including visitors’ preferences, and the pages on the website that the visitor accessed or visited. The information is used to optimize the users’ experience by customizing our web page content based on visitors’ browser type and/or other information.
For more general information on cookies, please read “What Are Cookies” from Cookie Consent.
You may consult this list to find the Privacy Policy for each of the advertising partners of Epiqwest.
Third-party ad servers or ad networks uses technologies like cookies, JavaScript, or Web Beacons that are used in their respective advertisements and links that appear on Epiqwest, which are sent directly to users’ browser. They automatically receive your IP address when this occurs. These technologies are used to measure the effectiveness of their advertising campaigns and/or to personalize the advertising content that you see on websites that you visit.
Note that Epiqwest has no access to or control over these cookies that are used by third-party advertisers.
Epiqwest’s Privacy Policy does not apply to other advertisers or websites. Thus, we are advising you to consult the respective Privacy Policies of these third-party ad servers for more detailed information. It may include their practices and instructions about how to opt-out of certain options.
You can choose to disable cookies through your individual browser options. To know more detailed information about cookie management with specific web browsers, it can be found at the browsers’ respective websites.
Under the CCPA, among other rights, California consumers have the right to:
Request that a business that collects a consumer’s personal data disclose the categories and specific pieces of personal data that a business has collected about consumers.
Request that a business delete any personal data about the consumer that a business has collected.
Request that a business that sells a consumer’s personal data, not sell the consumer’s personal data.
If you make a request, we have one month to respond to you. If you would like to exercise any of these rights, please contact us.
We would like to make sure you are fully aware of all of your data protection rights. Every user is entitled to the following:
The right to access – You have the right to request copies of your personal data. We may charge you a small fee for this service.
The right to rectification – You have the right to request that we correct any information you believe is inaccurate. You also have the right to request that we complete the information you believe is incomplete.
The right to erasure – You have the right to request that we erase your personal data, under certain conditions.
The right to restrict processing – You have the right to request that we restrict the processing of your personal data, under certain conditions.
The right to object to processing – You have the right to object to our processing of your personal data, under certain conditions.
The right to data portability – You have the right to request that we transfer the data that we have collected to another organization, or directly to you, under certain conditions.
If you make a request, we have one month to respond to you. If you would like to exercise any of these rights, please contact us.
Another part of our priority is adding protection for children while using the internet. We encourage parents and guardians to observe, participate in, and/or monitor and guide their online activity.
Epiqwest does not knowingly collect any Personal Identifiable Information from children under the age of 13. If you think that your child provided this kind of information on our website, we strongly encourage you to contact us immediately and we will do our best efforts to promptly remove such information from our records.
Alex serves as Cohesion Wealth Management’s Medicare specialist, working directly with our clients as they navigate Medicare and the coverage decisions that come with it.
Alex is also co-owner of Four Arrows Insurance, a family-owned insurance agency specializing in Medicare. He helps individuals understand their Medicare options and make informed decisions based on their individual healthcare and coverage needs.
Alex proudly served our country in the military. Following his military service, he continued his career in the private sector, working extensively with the federal government. This background gives him a unique familiarity with government programs and processes that complements his work helping clients navigate Medicare.
Through our relationship with Alex and Four Arrows Insurance, Cohesion clients have a dedicated Medicare specialist available to help them understand their options as they approach Medicare eligibility and as their coverage needs change over time.
CHIEF INVESTMENT STRATEGIST
Pascal serves as the Chief Investment Officer at Cohesion Wealth Management, bringing a level of investment understanding and sophistication to our clients, which few other firms can provide. He is an expert in investment portfolio construction, investment risk management and macro-economic research.
Pascal works with SMArtX Advisory Solutions and previously was a Senior Financial Analyst at Mercer Park LP, Director of Risk Management at Cedar Ridge Partners and Chief Risk Officer and the Director of Quantitative Research for the Rock Maple Funds. His experience also includes working at JP Morgan Securities, Deutsche Bank and Lloyds Bank.
Pascal is a frequent speaker at hedge fund conferences, seminars, and round table events, both domestic and abroad. Pascal received a BA and an MBA in Finance from The American University, Washington, DC.
MANAGING PARTNER
Eric started his financial services career in 2006, where he worked successfully with high-net-worth individuals in the life insurance industry. Over the years, he has gained experience in estate and income tax mitigation, investment management, and business planning, which he uses often with clients to find unique solutions to their financial goals and objectives.
In addition to his role at Cohesion Wealth Management (formerly Epiqwest), Eric serves as a board member for Forward Steps, a Colorado-based charitable organization. Forward Steps focuses solely on foster youth by providing them with the financial and emotional tools to complete their college and or secondary education.
Eric attended college at Metropolitan State University of Denver while proudly serving in the US Army National Guard. He holds his AAMS® (Accredited Asset Manager Specialist), BPC® (Bucket Plan Certified), and AIF® (Accredited Investment Fiduciary) designations.
Eric is currently taking clients with investable assets over $1 million.
Eric was born and raised in Boulder, CO, and now lives in Erie, CO. He married his high school sweetheart in 1999, and they have three beautiful children, Madyson, Mariah, and Mason. When away from the office, Eric enjoys travel, exercise, and most of all, spending time with his family and friends.
MANAGING PARTNER
In 2005, Bryan received a BA from the University of Colorado at Boulder. Before starting his financial advising career, he spent one year living in Madrid, Spain, working with a Christian student organization. In 2012, Bryan furthered his education by completing the Certified Financial Planner designation (CFP®).
Bryan grew up in the Pittsburgh area and is an avid Steelers fan. After moving to Colorado Springs in his high school years, he decided to stay in Colorado for college and ended up meeting his wife, Stephanie, at the University of Colorado. Bryan lives in Broomfield, CO with his wife and his three daughters and dog (also female). Bryan and his wife love to travel and have been able to visit amazing places such as Europe, Russia, China, and Bali. In his free time, you will likely find Bryan spending time with his family, on his mountain bike in the summer, or on skis in the winter.
CLIENT SERVICES ASSOCIATE | TAX COORDINATOR
Liz joined Cohesion Wealth Management in 2024 as a Client Services Associate, bringing her expertise to client support and contributing to the firm’s newly formed tax division.
A graduate of Metropolitan State University of Denver, Liz earned her bachelor’s degree in Computer Information Systems. Before transitioning to wealth management, she enjoyed a successful career in the culinary arts, where she combined creativity and precision to deliver exceptional dining experiences. Liz’s diverse background blends analytical skills, problem-solving, and a strong commitment to hospitality, making her a valuable asset to the CWM team.
Originally from Northern Colorado, Liz now resides in the Broomfield area. In her free time, she enjoys exploring the mountains, reading, cooking, traveling, and spending quality time with her family. Liz is eager to continue learning and growing alongside the CWM team.
Senior Director of Advanced Planning at CBS Brokerage
Jack F. Elder, J.D., LL.M. (Taxation) is the Senior Director of Advanced Planning for CBS Brokerage. He has nearly 20 years of experience advising high-net-worth and privately held business clients. Jack is a frequent presenter to attorneys, CPAs, trust advisors, and insurance professionals.
Jack utilizes his legal expertise and deep industry experience to assist CBS’s top producers and accounts with wealth transfer planning, business succession, executive compensation, and charitable giving. He excels at breaking down complex advanced planning strategies into easily understandable, practical, actionable components.
Before joining CBS, Jack thrived in a variety of advanced planning roles in the life insurance industry. Prior to his career in life insurance, he was an estate planning attorney in suburban Maryland. Jack graduated from George Mason University School of Law in Virginia, and he earned his Master of Laws in Taxation from Georgetown University Law Center in the District of Columbia.
In his free time, you can find Jack playing with his two daughters, Maggie and Dottie, and spending time with his wife, Jenny, in the suburbs of Philadelphia, Pennsylvania.
CLIENT SERVICES ASSOCIATE, MARKETING SPECIALIST
Sarah brings over 20 years of dynamic administrative experience, marked by a proven ability to develop and implement impactful organizational systems. Her career has taken her across a variety of industries, including tax advisory, business management, legal services, and healthcare. In each of these roles, she has consistently delivered results through innovation, adaptability, and a forward-thinking mindset.
She is known for thriving in uncertain or evolving situations and is at her best when solving complex challenges or working on unique, non-traditional projects. Sarah naturally looks for opportunities to improve systems, support team growth, and create meaningful progress, always bringing a creative approach to her work.
A proud native of the North Denver Metro area, Sarah still calls it home and lives there with her husband and children. Outside of work, she enjoys expressing her creativity through art, design, music, and travel. She also loves taking on home improvement projects. Sarah shares good humor and a big smile with everyone she meets.
Sarah is deeply committed to giving back to her community. She has a strong passion for helping others and finds fulfillment in using her talents to make a difference. One of the most meaningful roles she has taken on is serving as a court-appointed advocate for abused and neglected children, a calling that reflects her deep compassion and dedication to service.
PARTNER, DIRECTOR OF OPERATIONS
Niki earned her Bachelor of Science as well as her Master’s in Accounting. She has worked in the financial services industry since early 2010 and is well-versed in the pressures and rewards of our clients’ financial journeys.
Niki is delighted to manage all aspects of the client relationship and prides herself on efficient communication, attention to details, and delivering results. While striving to exceed expectations in service and client care, she continually prioritizes clients’ needs with professionalism and compassion.
Niki is extremely passionate about her family; she enjoys sharing beautiful and invigorating experiences with her husband and their two charismatic children, Maci and Jet. In her free time, Niki enjoys kickboxing, exercising, traveling, camping, and spending quality time with her family and friends.
LEAD ADVISOR
Ron has been a financial advisor and investment analyst since 1998 and has been with Cohesion Wealth Management (formerly Epiqwest) since 2007. His unique skill set for analyzing prospective investments draws from his decades of experience as an investment advisor, his work with operating companies, and guidance from his personal advisory board.
Before joining Cohesion Wealth Management, Ron served as CFO of an environmental construction company that experienced an average of 300% annual revenue growth during his tenure. He also held roles supporting executives at several non-profits and worked at FedEx Corporation, where he contributed in the areas of strategy, forecasting, marketing, and product management.
Ron holds a BS with a double major in Economics and Finance from St. Cloud State University (summa cum laude), and an MBA in Finance from Vanderbilt University.
A native of rural Minnesota, Ron spent years living across the U.S. before returning to his home state. He now lives in Minneapolis with his wife, Laurie, and their son, John. Together, Ron and Laurie have traveled extensively, visiting dozens of countries around the world. One of his most impactful experiences was traveling throughout China while adopting his Chinese son. During that journey, he connected deeply with the people, culture, and history of the country—an experience that left a lasting impression.
PARTNER, CERTIFIED PUBLIC ACCOUNTANT
Mark Steichen is a seasoned Certified Public Accountant based in Colorado, with over two decades of experience in tax, finance, and accounting. Mark holds an MBA from the University of Iowa and a Bachelor of Arts in Finance from Loras College. He earned his Colorado CPA license in 1996.
Throughout his career, Mark has provided expert tax preparation and consulting services for individuals, businesses, and corporations. He specializes in federal, state, and local income tax returns, R&D tax credit studies, risk assessments, and compliance activities. Mark has managed complex tax resolution cases and led research and development tax credit projects, demonstrating a keen ability to navigate intricate financial regulations.
Mark’s professional journey includes roles as an adjunct professor at Front Range Community College, where he taught undergraduate accounting courses, and as a tax accountant for organizations such as Global Water Technologies and Novartis. He has directed finance departments for non-profit and technology organizations, overseeing budgeting, financial reporting, and audit activities.
Earlier in his career, Mark served as a Revenue Agent for the Internal Revenue Service, auditing personal and corporate tax returns and ensuring compliance with federal tax law.
Mark is committed to delivering accurate, insightful financial guidance and is recognized for his integrity, attention to detail, and dedication to client success.
